The Senior Digest

Health and Wellness Tips

Secure your legacy with health insurance

Social Security only pays a compensation for health insurace to those who qualify.

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    Just honest, sincere advice from a licensed insurance agent. Choose to compare, review and apply online. Or, if you want more support and prefer to call or email – we are here to help!

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    What is health insurance?

    Health insurance is an agreement in which an insurance company agrees to pay for some or all of your medical expenses in exchange for a monthly premium payment. The contract is usually a one-year agreement, during which the insurer will be responsible for paying specific expenses related to illness, injury, pregnancy, or preventative care.
    Health insurance agreements in the U.S. generally come with exceptions to coverage including:
    A deductible that requires the consumer to pay certain healthcare costs “out-of-pocket” up to a maximum amount before the company coverage begins. One or more co-payments that require the consumer to pay a set share of the cost for specific services or procedures.
    You may be eligible for this benefit if you are:
    • Under the age of 65
    • Making less than $50,000 per year
    • Not on Medicare
    • Not on Medicaid
    Genetic Testing

    HOW DOES HEALTH INSURANCE PROTECT MY LEGACY?

    • Dedicated money to provide financial well-being
    • Fast, simple coverage with no medical exams
    • Low cost fixed payments – monthly, quarterly, or annual premiums
    • Tax-free benefit paid to your designated beneficiary
    • No waiting periods if you qualify – this is where we can help!

    FAQs

    1- How do I get covered?

    If you are employed by a U.S. company, you are likely covered through an insurance plan offered by your employer. Some employers pay for the plan in full, while others may pay part of the fee and require you to pay the remaining cost.

    2- How long does my health insurance policy last?

    In general, as long as you pay your premiums. Some policies cap the age at 100 or more, but you’ll need to ask your licensed insurance agent or read your policy documents to find out if it’s true for your policy.

    3- How much does health insurance cost?

    The cost of health insurance varies widely based on the scope of coverage, the type of plan you have, the deductible, and your age when you sign up.